If approved, you may receive up to the entire amount requested. However, we often encourage structured or periodic takedowns to save you money and offer flexibility. There are no holdbacks.

No, the process is easy. Our secure online application makes it simple. Alternatively, you can contact us directly for assistance. First-time applicants need to provide general information and a Loan Request Form, while repeat borrowers only need to submit the Loan Request Form.

The quickest way is through an ACH transfer directly into your account. Alternatively, you can pick up a check at our Oak Brook office or have a check mailed to you.

Yes, your information is treated with absolute discretion, confidentiality, and privacy. Oak Brook Bancorp will never sell your information to another vendor or third party.

You will still be responsible for repaying the loan, interest, and fee. Repayment options include:

1. A payment plan.

2. Replacing the current agreement with another agreement.

There is a one-time fee of $150.00 to set up your Line of Credit, plus 2.2% interest on the amount borrowed for every 30 days*. Please see our interest calculator on the Rates Page or call for specific amounts.

We only run a soft credit check, which will not affect your credit score or appear on your credit report for others to see. Only you will see it.

You can borrow approximately 50% of your portion of the expected Tenant Rep contract amount.